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Dewan Bahadur Kalumal Nasta – By Meena Sadani

Dewan Bahadur Kalumal Nasta, an icon, who had been recognized for his illustrious career and conferred the title of Dewan Bahadur by the British viceroy Lord Linlithgow, was a trailblazer.

I remember him as a towering distinguished looking man, dapper in his British style, top hat gold pocket watch, cane and all. I recall him holding court in the library of our palatial home cloistered with leather bound books from wall to wall. In the early hours of the morning, I remember him chanting the prayers from the holy Guru Granth Sahib in our beautiful Prayer sanctuary which had hand painted murals of the ten gurus adorning the walls. I cannot help but feel proud that I hold the distinct honour of having been the only family member who flew with him from Karachi to Bombay. Proud to be his descendant, I cherish these memories and I think he did our community proud and set the stage as a role model and inspiration for the Bhagnari youth. The sky is the limit and we should strive for it.

Our Palatial House in Karachi

A visionary and a forward thinker, he was well known for his over achievements. Rising from humble beginnings, he studied under street lamp posts to become a top notch attorney and a judge well known for his fair judgements.

He was a first in the Bhagnari community for achieving all this and more!  A man of law, he was well respected, not only in our community but in wider circles of the greater Karachi society. He is listed in the ‘Who is Who‘ of The British/Indian Distinguished Society!

During the British rule they used to periodically publish an Almanac highlighting the prominent Indians of that era. The 1937 version of the Almanac, which carries an article on Dewan Bahadur Kalumal Pahlumal Nasta, under its Bombay & Sind section is reproduced.

His are big shoes to fill and although we now have many educated professionals, his footsteps have yet to be followed in. I am a proud grand-daughter and member of his illustrious family!

Meena Sadani (Duru)

Mukhi Naraindas Talreja – Blesses the community on his 95th birth anniversary

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In our series of highlighting Bhagnari stalwarts, we recall Late Mukhi Naraindas Sugnomal Talreja, who devoted his life for our community and was one of our foremost leaders. Today (15.11.2022) is his 95th birth anniversary. We are sure, he is blessing his beloved community.

He became Mukhi from 1995, after Late Mukhi Sugnomal Gehani and continued on this post till he breathed his last in 2004. He was lovingly known as Narain Secretary and always greeted everyone with a smile on his face.

Recently we found the following letter from Late Mohandas Jham addressed to Shree Bhagnari Panchayat. We thought that there cannot be a better person to narrate the qualities of Mukhi Naraindas, as they both enjoyed a very close and long association with each other.

Late Shri Mohandas Jham’s letter:

I had very close relationship with the late Mukhi Naraindas, as we lived as close neighbors for almost 50 years. We maintained good relations with each other at all times and never had any misunderstanding with each other at any time.

Mukhi Naraindas was a self-made man. After schooling, he worked very hard to establish himself in life. Since young age, he was interested in social work. In the beginning, for many years, he worked for Panchayat under late Mukhi Takandas Kataria and leant a lot from him as to how to serve the community. Later on, he became the member of the managing committee and Hon Secretary of Bhag Co-op Housing Society. Then, after Mukhi Sugnomal Gehi, he became Mukhi of Bhagnari Panchayat, Chairman of Bhagnari Welfare Society and Managing Trustee of Deolali property. After settling down his children, he started devoting full time for the welfare of Bhagnari Panchayat. Every morning, he would be in Panchayat office attending to Panchayat work and to members of the Panchayat.

During his tenure, because of his hard work and honesty, the Bhagnari brothers started giving a lot of donations to the Welfare Society. The capital of Welfare Society increased from about Rs. 5 lakhs to about Rs. 60 lakhs. He was using the income from that amount for Medical Aid, Hospitalization of members, Education and Monthly Allowance to the poor members, etc.

He was a good, devoted and able Mukhi Sahib. Members would remember him all their life for his devoted service to the Bhagnari Panchayat.

Mukhi Naraindas was a strong believer in Path Pooja. He was very much interested in and was fond of Bhajans, Kirtans, etc. He himself was a good singer and had a good voice.

x-x-x-x-x-x-x-x-x-x-x-x-x-x-x-x-x

It would be noteworthy to further elaborate some of the points covered by Late Shri Mohandas Jham in his above letter.

Mukhi Naraindas had visited Dubai and personally met several members of the community there. The corpus of Bhagnari Welfare Society received a major boost with funds augmented by him. He kept working hard towards increasing the corpus of the society.

Several religious occasions like Ganesh Utsav, Navratras, Sai Kirtan on Mondays, etc. received a major boost during his tenure. 

He was instrumental in launching We Bhagnaris slogan and the logo. Both these are still prominently displayed in the Panchayat Hall and remind us of his love for the community and the endeavour to keep it united.

While Bhagnari Welfare Society was registered with the Charity Commissioner of Maharashtra in 1974, he not only realised the need for registering Shree Bhagnari Panchayat but also completed this task in 1996, immediately after he became Mukhi.

The greatness of Mukhi Naraindas can be gauged from the fact that he managed to convince the community that after him, his picture must not be put up in the Panchayat Hall. He felt that our pioneers have been given their due respect and no one else’s picture should be added to this group. 

Notice of AGMs of Bhagnari Panchayat Trust, Bhagnari Welfare Society and Shree Bhagnari Panchayat

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Following are Notices of Annual General Meetings of Bhagnari Panchayat Trust, Bhagnari Welfare Society and Shree Bhagnari Panchayat, due to be held on Sunday 13.11.2022. Please note that the notices along with enclosures have been sent to the registered email ids of the members and the same are not included in this post.

Lachmandas Gehi, President, Shree Bhagnari Panchayat

Ramesh Poplay, Chairman, Bhagnari Welfare Society

Naresh Nasta, Managing Trustee, Bhagnari Panchayat Trust

BHAGNARI PANCHAYAT TRUST

F BLDG, KATARIA COLONY, 233, V S MARG, MAHIM, MUMBAI – 400016

(REG NO. E – 11711)

5th October 2022

Notice of Annual General Body Meeting of Bhagnari Panchayat Trust for the year 2021-22

Annual General Body meeting of Bhagnari Panchayat Trust for the year 2021-22 will be held on Sunday 13th November 2022 at 11 a.m. If there is no quorum till 11.30 a.m., then the meeting will be convened with the members who are present at that time.

Venue:     Shree Bhagnari Panchayat Hall

Agenda for the meeting:

  1. Pass the minutes of the last meeting held on 20th March 2022.
  2. Review and pass the auditor’s report and the accounts of the Trust for the period 1.4.2021 / 31.3.2022
  3. Appoint auditors for the period 1.4.2022 / 31.3.2023
  4. Review the report of Trust’s activities during the period 1.4.2021 / 31.3.2022
  5. Any other business (see note below)

Note: If any member wishes to raise any query on the accounts or discuss any other matter during the AGM, the same should be notified at Trust’s office latest by Wednesday 9th November 2022.

Naresh Nasta

Managing Trustee

Trustees:

Ramesh Poplay – Treasurer,

Lalit Jham, Lachmandas Gehi, Arjan Wadhare, Laxman Jham, Satish Nasta, and Niranjan Nasta – Members

Enclosures: 1) Minutes of the previous AGM, 2) Report of Trust’s activities, 3) Auditor’s Report,

4) Balance Sheet and 5) Statement of Income & Expenditure

Note: This notice and the enclosures are being sent through email to the member’s email address registered with Shree Bhagnari Panchayat. They are also being published on website ebhagnaris.in. If any member wishes to receive a hardcopy of the minutes, the same can be obtained from our office. 

BHAGNARI WELFARE SOCIETY

F BLDG, KATARIA COLONY, 233, V S MARG, MAHIM, MUMBAI – 400016

(Reg. No. F3197)

5th October, 2022

Notice of Annual General Body Meeting of Bhagnari Welfare Society for the year 2021-22

Annual General Body meeting of Bhagnari Welfare Society for the year 2021-22 will be held on Sunday 13th November, 2022 at 11.30 a.m. If there is no quorum till 12 Noon, then the meeting will be convened with the members who are present at that time.

Venue: Shree Bhagnari Panchayat Hall.

Agenda for the meeting:

  1. Pass the minutes of the last meeting held on 20th March, 2022.
  2. Review and pass the auditor’s report and the accounts of the Society for the period 1.4.2021 / 31.3.2022
  3. Appoint auditors for the period 1.4.2022 / 31.3.2023
  4. Review the report of the Society’s activities during the period 1.4.2021 / 31.3.2022
  5. Elect Chairman, Secretary and Treasurer for Bhagnari Welfare Society.
  6. Any other business (see note below)

Nomination forms for the elections to the posts of Chairman, Secretary and Treasurer of Bhagnari Welfare Society are available in the Society’s office between 11 a.m. and 12 Noon on any Monday, Wednesday or Friday. The last date for filling the nominations is Monday 7th November 2022. The last date for withdrawing the nomination is Wednesday, 9th November 2022.

Note: If any member wishes to raise any query on the accounts or discuss any other matter during the AGM, the same should be notified at Society’s office latest by Wednesday, 9th November 2022.

Ramesh Poplay

Chairman

Managing Committee:

Arjan Wadhare – Secretary, Laxman Jham – Treasurer

Lachmandas Gehi, Arjan K Lal, Satish Nasta, Naresh Nasta, Lalit Jham and Niranjan Nasta – Members

Vishnu Nasta and Subash Bhagnari – Co-opted members

Enclosures: 1) Minutes of the previous AGM, 2) Report of Society’s activities, 3) Auditor’s Report,

 4) Balance Sheet and 5) Statement of Income & Expenditure

Note: This notice and the enclosures are being sent through email to the member’s email address registered with us. They are also being published on the website ebhagnaris.in. If any member wishes to receive a hardcopy of the minutes, the same can be obtained from our office. 

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SHREE BHAGNARI PANCHAYAT

F BLDG, KATARIA COLONY, 233, V S MARG, MAHIM, MUMBAI – 400016

(Reg. No. – E16996)

5th October 2022

Notice of Annual General Body Meeting of Shree Bhagnari Panchayat for the year 2021-22

Annual General Body meeting of Shree Bhagnari Panchayat for the year 2021-22 will be held on Sunday 13th November, 2022 at 12.30 p.m. If there is no quorum till 1.00 p.m., then the meeting will be convened with the members who are present at that time.

Venue: Shree Bhagnari Panchayat Hall.

Agenda for the meeting:

  1. Pass the minutes of the last meeting held on 20th March 2022
  2. Review and pass the auditor’s report and the accounts of the Panchayat for the period 1.4.2021 / 31.3.2022
  3. Appoint auditors for the period 1.4.2022 / 31.3.2023
  4. Review the report of Panchayat’s activities during the period 1.4.2021 / 31.3.2022
  5. Any other business (see note below)

Note: If any member wishes to raise any query on the accounts or discuss any other matter during the AGM, the same should be notified at Panchayat’s office latest by Wednesday, 9th November, 2022.

Lachmandas Gehi

President

Managing Committee:

Ramesh Poplay – Vice President, Arjan Wadhare – Secretary, Laxman Jham – Treasurer

Arjan K Lal, Satish Nasta, Naresh Nasta, Lalit Jham and Niranjan Nasta – Members

Vishnu Nasta and Subash Bhagnari – Co-opted members

Enclosures: 1) Minutes of the previous AGM, 2) Report of Panchayat’s activities, 3) Auditor’s Report,

 4) Balance Sheet and 5) Statement of Income & Expenditure

Note: This notice and the enclosures are being sent through email to the member’s email address registered with us. They are also being published on the website ebhagnaris.in. If any member wishes to receive a hardcopy of the minutes, the same can be obtained from our office. 

The Reserve Bank of India’s Card Tokenisation Rules are Live. What does it mean for you ?

The Reserve Bank of India – the Apex body of Banks & financial Institutions in late 2021 had published a notification establishing rules for Merchants, Payment Processing Partners, Banks & Card Network Companies regarding the tokenisation of debit/credit cards that were being stored as per the card on file on merchant websites & portals.

The deadline was revised 3 times from 1st January 2022, 1st July 2022 to now 1st October 2022 which now is the day that the Rule has finally gone live.

What was the reason for the RBI to take such a step?

India has always aimed to be a digital economy, with predictions to be a 5.3 Trillion Dollar Payment economy by 2025. Post the ban of 500 & 1000 Rupee Notes in 2016 and the Covid Pandemic in 2020, the use of Digital Payments had a major spike and with that also came an increased risk of Cyber Financial Frauds which had accounted to the value of 5 Lakh Crores in the last 5 years.

The Reserve Bank wanted a method to secure consumer’s financial details like cards which are stored by consumers on merchant sites like Zomato, Flipkart, Microsoft, Google etc for their convenience but would not be compromised incase of a data breach or hacking of these websites.

Hence this was followed by the move of card tokenisation.

What is Card Tokenisation?

let’s take an example to explain the concept of card tokenisation :

  1. suppose you are a netflix subscriber who has subscribed to a plan of Rupees 499 a month,
  2. now to pay for this plan Netflix shall ask for your card details i.e. Your Name, 16 Digit Card Number, Expiry date & 3 Digit CVV(4 Digits in case you use American Express),
  3. once you enter the card details and authenticate the transaction, every month on a specified date Netflix shall auto debit the sum of Rupees 499 from your card.
  4. also its a notable point that Netflix has the card details stored with them.
  5. once tokenisation comes into play your 16 Digit Card number, Expiry date, CVV along with your name will get replaced with a Unique token Number, as an example let’s take the token number as 12345678(it can be alphanumeric as well) which would mean that netflix would no longer have your card details, but only the token no 12345678 and your information gets encrypted i.e. stored in the token.
  6. This would apply to all online merchants where you would be transacting viz Flipkart, Amazon, Zomato, Swiggy, Bigbasket, JioMart etc.
  7. Unique Token Numbers will be generated on each merchant Website for the same credit/debit card

How Safe is Card Tokenisation?

Since a token number is encrypted and card details are stored within them, it would be conclusive that tokenisation is safe as it would take a lot of time for any hacker to decipher details, another point to add is that each merchant will generate a separate unique token for the same card, hence one can be rest assured that their financial information is safe online.

Is Card tokenisation mandatory?

Card tokenisation is not mandatory for consumers like you and me but is mandatory for merchants to store card details in Token Form only.

Consumers need not opt for the same, however each time card details will have to be entered while a transaction is being made.

What happens to cards already saved at merchant websites?

The RBI order directs merchants to delete all card details that have not been tokenised on or after September 30, 2022. Hence you may find all your saved cards to have disappeared from your favourite online shopping sites.

Impact of tokenisation on Recurring Payments ?

While it is said that tokenisation is not mandatory for a consumer, it will eventually be mandatory for recurring payments on platforms like Netflix, Amazon Prime, Google, Microsoft etc as these platforms work in such a mechanism that payments have to be auto debited via linking of cards, so a consumer will have to tokenize the card in order to avoid service disruption.

How can one opt into the scheme of card tokenisation?

While performing a transaction online, an option shall appear to “Save Card as per RBI Guidelines”, Clicking the checkbox on that option will convert your card into a token and save the same on the merchant website and shall be visible to you on your next transaction with the same merchant.

Conclusion

While most of the Western Countries do not have such strict rules in regards to their financial system, it was an expected move from the Reserve Bank to secure and safe guard the financial position of consumers in India.

While this move is not welcome by many and may tend to cause disruptions with many businesses and consumers, it is the need of the hour in this country where cyber frauds are on the rise.

Do let us know your views in the comments below.

When will 5G launch in India? Will Your Phone work with 5G in India? Should you adopt 5G instantly?

Change is inevitable, it is happening all the time, read on to find the latest updates in the Telecommunications era :

5G has been the most debated topic in India since the Spectrum auctions which were held in the end of July 2022, which turned out to be the largest spectrum auctions in India till date.

The Government has sold spectrums worth 1.5 Lakh Crores which covers approximately 71% of the total spectrum. The Telecom Minister Ashwini Kumar said the spectrum sold was ideal to provide good 5G Connectivity across the whole country.

The highest buyer was Jio who had spent approx. 88,078 Crores and bought overall 24.7 GHZ Comprising of 700 MHz, 800 MHz, 1800 MHz, 3300 MHz and 26 GHz bands. Airtel on the other hand ensured to acquire the maximum spectrum and shelled out approx. 43,084 Crores and bought overall 19.7 GHZ Comprising of 900 MHz, 1800 MHz, 2100 MHz, 3300 MHz and 26 GHz bands.

Vodafone Idea who was expected to be a low key player also bought a spectrum of overall 6.2 GHZ by Spending approx. 18,799 Crores comprising of 1800 MHz, 2100 MHz, 2500 MHz, 3300 MHz and 26 GHz bands.

This year’s auctions also had a new participant i.e. Adani who purchased spectrum in the 26GHZ Section for 212 Crores and thereby aims the use of 5G in the B2B sector spaces like Airports, Railway Stations, Ports etc.

How can one identify, if their phone is compatible with the auctioned 5G Spectrum?

Each Smartphone sold with the 5G Tag today will have some bands assigned to it, these bands are nothing but the technical terms for the spectrum frequency,

the below conversion chart defines the 5G bands available today against the network frequencies.

5G bandsFrequency range
n12100MHz
n31800MHz
n5800MHz
n8900MHz
n28700MHz
n402300MHz
n412500MHz
n71600MHz
n773300-4200MHz
n783300-3800MHz
n25726.5GHz-29.5GHz
n25826GHz(24.25-27.5 GHz)
n26037.0GHz-40.0GHz
n26127.5GHz-28.35GHz
5G Spectrum to Phone Bands Conversion Chart : Courtesy : XDA Developers

A Combination of at least 5-6 5G Bands must be supported by your smartphone to ensure you have optimal 5G Connectivity.

5G Launch Date in India ?

Airtel has already announced that 5G Services will go live in India on or before the end of August 2022, Jio also is rumoured to be launching 5G Services on 15th August i.e. 75th Independence Day of India.

Vodafone Idea has remained Silent on the launch of 5G Services from their end, however it is expected that VI will launch 5G on or before the end of 2022.

Which Cities will 5G first Launch in ?

5G will launch in 13 Cities initially, however this is also expected to be a phased launch. Metro Cities are said to be the 1st key recipients of 5G services.

The 13 cities are Ahmedabad, Bengaluru, Chandigarh, Chennai, Delhi, Gandhinagar, Gurugram, Hyderabad, Jamnagar, Kolkata, Lucknow, Mumbai and Pune.

it is expected that by March 2024, Maximum parts of the country will have 5G deployed & available for use.

Will there be a need for new SIM Cards once 5G goes live?

The 5G Standard being deployed across the globe is Non Standalone 5G which is based on 4G Infrastructure(Compatible with Forward Generation Technologies) which is cheaper compared to the Standalone 5G infrastructure, In India the 5G being deployed is 5Gi (an Indigenous Sub Standard of 5G) which is based on the Non Standalone 5G, hence it does not look likely that users will need a new SIM Card to access 5G Services as the old 4G Sim Cards are forward generation compatible.

Effects of 5G on your Smartphone’s battery life?

5G being a very efficient & a powerful network which can provide blazing fast speeds will tend to be high power consuming technology and thereby significantly reduce the battery life of smartphones, to add Smartphones there has not been a significant testing from the manufacturers due to unavailability of the 5G Network in many corners of the world.

Many Smartphone makers like Apple have resorted to addition of a feature wherein the smartphone turns to 5G Networks if there is a heavy task load initiated by the user, else the phone stays on 4G Network on Standby or on lite usage.

5G Pricing & Plans?

5G plans in India are expected are to be priced lowest compared to the world, however in india consumers may face a 10-12% hike in prices in comparison to the current 4G Plans but may also coincide with the 4G Plans in Future as the technology matures.

Should you adopt 5G instantly?

Or

Should you continue with 4G?

This is a very relative question varying from individual to individual, if you are a low key consumer, 5G will not make much of a difference, however if you are a high end consumer and 5G is available in your city, you must adopt the same, it will enhance your user experience and reduce the time consumed for your deliverables.

The end decision lies with you as a consumer.

Assaan Bhagnari Assaan Bhagnari by Late Shri Parshotam Kamra

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We have found a gem from Panchayat office files. It’s a poem about Bhagnaris, written in Bhagnari by Late Shri Parshotam Kamra in around year 2000. The poem also carries a covering message, titled Bhagnari Tavareekh, i.e. Bhagnari History. Both are reproduced here as written by him, in chaste Bhagnari language.

BHAGNARI TAVAREEKH

Pooj Panchon, Mukhi Saheb, pyaare braao, beryaan aaoon mataaon. Main tusaandhe samoon Bhagnari niyaat dhee Tavareekh budhavan kanon aval, eeyo aakhan zaroori samajdhaa haan, jo main aapni jeeejal mata dhe vaaton budha haa, jekaa naseebein naal asaandhe paale Mukhi Shri Moorajmal Makar dhee niyaani haee. Aakhendhee haee ta asaandhe vadey Balochi Hindu Pathaan hun, jeke Balochistan dhe dhakhan vich Bhag naale wale gaon dhe rahvasi hun. Uthan Nari naale dhee nadhee vaoondhee haee. Eevein Bhagnari naalaa piyaa. Atkal 125 saal paalon Afghaan lutere, jekoon asaandhe vadey Hur sadendhe hun, uthaan aa kaney loot-maar aaoon rahzan machaaee. Hinee zulmein kano tang aa kaney, kutch kutumb, aapat vich mil kaney medee maataa dhe chaache Shri Chainamal dhee sarparsti naal ekka kar Karachi nagar achee vasaayune aaoon yak musht thee kaney, hik paadey vich rah kaney Bhagnari Panchayat dhee shuruvaat Chainamal dhe nande braa Shree Moorajmal Makar koon aapnaa mukhi choond, navein sar aapnee zindagee shuru keetune.

Eeyo Bhagnari Padey dha raaj, lugbug munee sadhee taeen 1) Mukhi Shri Moorajmal, 2) Mukhi Shri Shamdas Sapru, 3) Mukhi Shri Takandas Kataria, dadey shaan maan aaoon dhabdhabe naal guzaariya.

Par kudrat koon biya kutch manzoor haa, jo 1947 dhe Hindu Muslim batwaare waqt Karachi chhod, achee Mumbai vasaaee, par pyaar aaoon ekka uvo saghya ithaan aa kaney, aghey kanon bi aghraa Bhagnari Paadaa Shri Takandas Kataria aaoon Mukhi Shri Harkishindas Gehani dhee sarparsti vich asaandhee yak mushtee koon chaar chaandh laghaae.

Eevein waqt guzar giyaa, aaoon hein adh sadhi vich asaan koon Mukhi Takandas Kataria kanon pichey, Mukhi Shri Harkishindas Gehani, Mukhi Shri Kanayalal Nasta, Mukhi Shri Issardas Kanar, Mukhi Shri Sugnomal Gehani jerey mahirdhaar mildhe giye. Aaoon honey Mukhi Shri Naraindas Talreja jaen asaa koon We Bhagnaris dhaa naaraa de kaney asaandhaa ekkaa aaoon piyaar aauj te rasaya hey.

Hein piyaar kanon mutasir thee, main, Parshotam Shewaram Kamra, tusaandhe saamoon Bhagnari Tavareekh babat kuch veechaar, heen gaane dwaaraa tusandhe samukh pesh karendhaa haan.

Assaan Bhagnari

(Akhar aaoon tarz Parshotam Shewaram Kamra)

DIL DHE SHAH AAOON SHOKH TABIYAT PIYAAR DHE POOJAARI

KADAM TAAL TE HIKDEE GHAAL TE HALDE NAR-NARI

ASSAAN BHAGNARI ASSAAN BHAGNARI

MULK ASAANDHA BHAG HEY JITHAAN VASDHEE HE NARI

VADEY ASAANDHE AAYE KARACHI KARAN VANJAAREE

HUDH DUKHEE TA AVAL KANO HAN DIL DHE HAN SACHAAR

ROZI-ROTI KAMAAVAN DHAA KEETUNE VEECHAAR

GOTHEE BALOCHI, SHAHAR VASAYA, THEE GIYE VAAPAARI

ASSAAN BHAGNARI ASSAAN BHAGNARI

HIK PARIVAAR BANAKAR BHAGI, HIK PAADE VICH VAS GIYE

MEHNAT DHEE KAMAAEE KAR KHUSHBOO WAANGUR RUS GIYE

YAK MUSHTI DHAA EEYO MISAAL SAJEY NAGAR VICH PALA

DAKDHE HAN SHEEDHEE MAKRAANEE AAOON PISHOURI LALA

MUSHKIL HAR ASSAAN THEE GAYI SHURU THEE DUNIYAA-DHAARI

ASSAAN BHAGNARI ASSAAN BHAGNARI

HINDU MUSLIM BATWAARE TE KARACHI CHHOD ACCHI HIND VASAAYAA

HIMAT BARIYAA, HOSH SANWARIYA MUKHI TAKANDAS KATARIA

AGHEY KANON BI AGHRAA BANYAA HEY BHAGNARI PAADA

SUKHYE SATABHE SABAAEE THIYE, EEYA BARKAT DHEE HE DHAARAA

GEHANI DHAA GUSAA PIYAA GUNDYEIN TE DADAA BAAREE

ASSAAN BHAGNARI ASSAAN BHAGNARI

HALL BANYAA, MANDIR BANYAA AAOON SATSANG DHEE DHOOM MACHI

HUR DEEN TE HANGAAMAA THIYAA AAOON HAR HOLI TE NYAT NACHEE

SAI PARIVAAR AAOON MAHILA SATSANG BHAJNEN DHAA HEY RANG LAGHAAYAA

HAR TEVHAAR KOON MUKHI SAHEB, SACHEE LAGAN NAAL SAJAAYAA

KRISHIN, SAI, SHANKAR, MATA, GANPATI DE PUJAARI

ASSAAN BHAGNARI ASSAAN BHAGNARI

ADH SADHEE KANON KURB PIYAAR DHEE DE-VATH ASSAAN HALAEE HEY

BOLI ZINDA RAVEY ASSAANDHEE, EEYA SACHI KAMAI HEY

SAI KAREY SABEE VADHIN VEEJIN, ANJAAN VADHAAVIN PIYAAR

AAS EEYA HEY PARSHOTAM DHEE VADYEIN DHAA CHAAVIN BAAR

NANDEY VADYEIN DHAA MAAN KARIN JEEVEN DEKHE DUNIYAA SAARI

ASSAAN BHAGNARI ASSAAN BHAGNARI

DIL DE SHAH AAOON SHOKH TABIYAT PIYAAR DHE POOJARI

KADAM TAAL TE HIKDEE GHAAL TE HALDE NAR-NAARI

ASSAAN BHAGNARI ASSAAN BHAGNARI

PARSHOTAM SHEWARAM KAMRA

Happy Friendship Day – Deepa (Laji) Bhagnari

Another day to celebrate…we humans try to find happiness in so many different ways, so we have created festivals like Diwali, Christmas, Holi, Raksha Bandha, Eid, Easter and many more, but maybe there was still a void, so we look forward to special days like Independence Day, Republic Day, Mother’s Day, Father’s Day, Teachers’ Day, Valentine’s Day, Daughters Day, etc. and last but not the least – Friendship Day.


Friendship Day apparently was created in the fifties by the owner of Hallmark Greeting Cards but since it was thought to be a gimmick to enhance the sale of greeting cards it was soon forgotten. Then later in 2011 The United Nations announced July 30th as Friendship Day to grow cooperation between people and to overcome barriers between people and countries. But different countries celebrate Friendship Day on different days of the year. In India, we celebrate it on the first Sunday of August every year. This time it is the 7th of August. So Happy Friendship Day to everyone.


Personally, I feel every day is Friendship Day, because one needs a friend every day – it could be different friends for different day, as each friend possesses a different talent or characteristic, you may need one friend on some day to confide in and on another day another friend to seek some advice on a particular topic, which he/she is good at – so definitely every day is a friendship day.  

Friends are not inherited …you choose them…so definitely one tries to choose only those whom we feel we are comfortable with…who are trustworthy, who are likeable and share common interests…though of course, when you have a group of friends there is always a chance you may not see eye to eye with some, but then if it’s a group, one does not usually interact too much with them one to one level.

Well coming to myself, I feel lucky to have so many good friends. I remember, I entered Kataria colony in 1961 and in some time, I got friendly to a group of friends and from then till now our friendship has blossomed and we are all still going strong – in fact we call ourselves the Golden Girls…Touch Wood. As I live in Dubai I cannot be a part of their monthly kitty, but once in Mumbai I make it a point to go for the kitty, so that I meet all my dear friends…and even though we meet after a long gap, I still feel I have met them just yesterday as we have our group chat where we all connect – Thank You WhatsApp…you are a blessing…Thank you my GG gang, I love you all. May our friendship continue till our last breath. 🙏


Then after marriage I came to Dubai where again I was fortunate to get a lovely group of friends. We have all been friends from the 70’s till now…we used to go to picnics…outings as our children were young and now with all our children married and happy in their lives, we still meet for dinners or movies and parties…so I really thank God for blessing us with true friends.

True friends are those whom you can call at 3 a.m, in the night for help and your call is answered…then there are friends you may not be in touch with for some time as we live in different countries, etc. but we will not hesitate to pick up the phone and call just to say hello…how are you?  There is no ego issue. Nowadays friendship in some case has a different meaning altogether because of the newly developed social platforms, which are both a boon and a bane. There is Facebook, Instagram, Twitter, WhatsApp, etc. People often confuse themselves by assuming they have say 700 or whatever number of friends on FB…so they think they are surrounded by friends – well I myself have 634 friends on Facebook and mind you I never accept any friend request randomly – I still think the number is ridiculously high…are they really all my friends?  Of course, not…they are just people I know or I have met once or maybe never but they are still on my list of friends…as some are friends of my friends…So one should not feel elated about the numbers on your FB or Insta, etc…I too follow so many celebrities and Michelin Chefs, etc., but that does not make them my friend.  It is better to have a few good friends…someone you can count on through thick and thin rather than hundreds whom you can’t even converse with.

Personally, I have seen so many different groups of friends who have been – you can say Forever Friends – in our very own beloved Kataria Colony…whenever I am in Mumbai I go to the colony…sit on the bench with my sisters Lata, Asha, Geeta Kanar, Vaso, Sabita and whoever else can come from the group…it is such a pleasure to be with them. I also see different groups around me…Babo and Ritu…Geeta and their group…Hema, Kusum and their group…and the big group of Usha, Neeta, Sabita, Laj, etc. and many others …then my sister Kiran, Kiran Jani, Sujata, Shraddha, Dolly etc. Really, I love to see all this camaraderie around me…then I feel the world is a good place to live in. 😊


But I think your parents can be your friends…your siblings can be your best friends; your children can be your friends. I think friendship exists everywhere; we only have to learn to value it.  And value it soon as in the course of this journey called life, we have lost some dearest of our friends, whose loss will always be a void in our life. They have left their footprints on our hearts – never to be erased….so if one has for some silly reason had a tiff or whatever, try to mend your relations…it is never too late…or one may be left with regrets.

Happy Friendship Day to everyone…my lovely family…my cousins, my friends and my acquaintances…love you all. 

Bhagnari Bulls Roar

Following the success of Bhagnari Bulls WhatsApp group, whose membership is about to touch 200, a seminar on Fundamentals used for investing in the Stock Market was organised on Sunday 17th July 2022


Upon completion of presentation by the panelists, a highly interactive Q&A session gave ample opportunity to the attendees to clear their doubts on Fundamentals of stock market.


The online seminar was initiated and very well moderated by Kishore Lulla. A panel of experts, comprising of Deepak Kamra, Lalit Jham, Jaiprakash Rochlani and Satish Mehta, gave their views on the Fundamental indicators used in the stock market. Their guidance, specially to the new comers, was appreciated by the audience.


The efforts by Bhagnari Bulls group to guide and lead all members continues on the WhatsApp group. Most of the members have acknowledged that they have benefitted a lot by joining this group. Any Bhagnari Community member can join this group and seek guidance, views and clarifications from the expert panelists and several other experienced members of the group.


Very soon we will be having other seminars on Technical Analysis, Taxation Reduction Strategies and Implications in the Stock Market, alternative Investments in place of plain vanilla fixed bank deposits.

Thanks to Pranitt Popley for providing his unlimited time Zoom licence for the seminar.


For those who missed the seminar, here is recording of the Zoom session. We trust it proves to be useful. Use pass-code *$Ycjjk4

For those who missed the seminar, here is recording of the Zoom session. Hope it proves to be useful. Use passcode *$Ycjjk4

If the link does not open, highlight it and click on Open. Alternatively it can be copied and pasted to a browser.

https://us02web.zoom.us/rec/share/39evFfb_lVZ23zpmyIITbrAYHZRmuJAeZasR3cTSFCF3b-GcCQPFGzIxl0Ain18.vaYXtzL9Da6DHacu

Support Group for Community

Have you or your loved one ever been caught in a situation where a medical emergency has occured and you have no support on hand for being taken to hospital, especially in that golden hour when each minute is precious?

Well, you don’t have to worry now. Following energetic community members have come forward to provide this much needed help to the elderly and lonely:

Deepak Bhagnari – +919324815526

Gulab Kamra – +919819744434

Manoj Gulabani – +919820460888

Vinay Gehi – +917738588987

If you are without help of your relatives or friends and facing a medical emergency, any one from this group can be contacted for help. They will take you to a casualty ward of a hospital for treatment and contact any of your close contacts to come to the hospital and take over the treatment.

If necessary, an ambulance will be arranged for you. The ambulance contact details are listed below for your ready reference:

Gaurav Patil – +919004544400

Satish – Sai Ambulance – +918756306965

Varun – Sai Ambulance – ±919820414210

Launch of Car Service for Elderly by Ashok Gehi

We are pleased to announce the introduction of transportation service for the elderly members of the community by Ashok Gehi. A new car (Maruti S Presso MH01DX8819 Red colour) has been procured for this purpose along with services of a driver (Rajesh Yadav). The service will be available between 11 a.m. and 9 p.m. on all days except Sundays.

The service will be provided to the elderly members of community for visits to doctors, hospitals, labs, visit to Kataria Colony for satsangs and will also cover transport to and from Park Club during 3.00-4.00 p.m. and 7.30-8.30 p.m. covering Kataria Colony, Sitladevi Temple Road and Mahim/Matunga Rd stations. These timing will not be changed.

The service cannot be used for personal use like shopping, etc. To maintain proper hygiene and cleanliness levels, no eating, drinking or smoking will be allowed in the car.

Rajan Mehta has been assigned the responsibility of coordinating between those who need the service and the driver for scheduling the trips. He has kindly agreed to take up this responsibility. Please note that the trips will be strictly scheduled on a first come first serve basis. All requests must be sent a day in advance to Rajan on WhatsApp to his mob. no. 8879101970 preferably a day in advance. Please do not call him on this number.

We look forward to the success of this noble idea and thank Ashok Gehi for arranging the car and the driver. He initiated the idea and worked towards its implementation with the Panchayat. We also thank Bhag CHSL for allowing to park the car in Kataria Colony.

This is the first time that such a service is being introduced and there are chances of some initial glitches. So we request all to co-operate with us and help in the smooth running of the service.

BHAGNARI WELFARE SOCIETY

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